Does Insurance Cover Lasik Eye Surgery

If you are looking for ways to save money on lasik a vision insurance plan may be a great payment option. Vsp lasik coverage while vsp vision insurance doesn t claim to cover lasik surgery the insurance carrier does offer a vsp laser visioncare program.

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As we said vision insurance most likely won t cover lasik surgery.

Does Insurance Cover Lasik Eye Surgery. Find out about discounts from aetna eyemed block vision and more. Today typically the only insurance plans that cover lasik eye surgery are large specialty unions that dedicate monthly premium dollars to the insurance fund. Instead it was considered a cosmetic procedure as the majority of people who get lasik do so only so they can avoid the inconvenience of contact lenses or glasses for a few years.

The surgery is expensive and having your health insurance cover lasik eye surgery will come very handy. However these policies are starting to change and some vision insurances now offer discounts on lasik. Most plans offer eye exams and glasses at a fixed rate but no major vision plans have listed fixed rates for refractive lasik surgery.

Traditionally insurance companies considered lasik eye surgery an elective surgery and not a medical necessity. Typically insurance will not cover lasik. These insurance companies work with lasik providers to offer a courtesy discount for members which can help cover some of the laser eye surgery cost.

Beware of providers offering lasik surgery for extremely low charges such as 300 often you ll be hit with hidden costs later. In other words no more spectacles and contact lenses. While most insurance providers don t typically cover the cost of lasik some major providers do offer discounts for laser eye surgery procedures.

Lasik surgery is the most popular refractive eye surgery which aims to correct your vision. However you can save with qualified insurance. Lasik is considered a cosmetic procedure and insurance any coverage will vary depending on whether monthly premiums are set aside to cover the procedure.

For the first few years lasik was not covered by vision insurance because it was not considered a medical necessity. But most health insurance dont cover lasik treatment as it is considered a cosmetic read more 3 health insurance plans that cover lasik. Nearly all vision insurance providers view lasik as an elective surgery which disqualifies it from being covered.

Most large health insurance and vision plans do not typically cover lasik eye surgery. Some insurance companies offer a vision plan. Most elective procedures are not covered by insurance.

This program is available to most vsp members and offers benefits that may help with the cost of lasik. However each insurance group provides certain incentives that can relieve the sting of a lasik surgical bill. Health insurance usually doesn t cover the cost of refractive or laser eye surgery but some companies will pay the bill if certain criteria are met.

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